Guaranteed Issue Life Insurance

Excel-Life, our guaranteed issue life insurance, is a life insurance product for which enrolment is fully guaranteed and includes coverage against accidental death and dismemberment.

This product is intended for:

• people with certain health problems who represent a higher risk for the Insurer. Because they’re not eligible for all the coverages of a conventional life insurance policy, Excel-Life guaranteed issue life insurance is a first-rate option for them
• people who would like to avoid undergoing medical examinations that can be demanding

• Eligibility between ages 1 and 80
• Sum insured may range from $2,000 to $20,000
• Streamlined issue (meet medical conditions)
• Accidental death and dismemberment coverage is included at no extra cost
• Benefits up to 20% of the sum insured
• Guaranteed renewal

For more information, please refer to the Excel Life brochure (PDF – 463KB).